Bubble Insurance Broker Platform
Insurance brokers manage hundreds of policy renewals in spreadsheets and diaries. A Bubble platform at $149-$299/month automates the 90/60/30-day renewal pipeline, tracks claims, manages commission, and maintains FCA compliance documentation.
Insurance Brokers Are Managing Policies in Folders and Renewal Dates in Diaries
Independent insurance brokers manage hundreds of client policies across multiple insurers, renewal dates spread across the year, claims in progress, and compliance documentation requirements. They use a combination of spreadsheets, physical files, and generic CRMs that have no understanding of the insurance workflow. A Bubble-built insurance broker management platform at $149-$299/month transforms client policy management and eliminates the missed renewal calls that cost brokers clients and regulatory penalties.
What an Insurance Broker Platform Must Do
Policy Management
Complete policy records: insurer, policy number, cover type, premium, start date, renewal date, and excess. Document storage (policy schedule, certificate, proposal). Cross-sell identification: client has home insurance but not life – flag for conversation.
Renewal Pipeline
Dashboard showing all policies renewing in the next 90/60/30 days, sorted by premium value (largest first). Automated renewal contact sequence: email at 90 days, call reminder at 60 days, final chase at 30 days. Renewal outcome recorded: retained, lost, or mid-term adjustment.
Claims Management
Claims tracker per client: insurer, claim reference, type, date, current status, and outcome. Broker advocacy notes. Escalation workflow for disputed claims. Claims history used in renewal negotiations with insurers.
Client CRM
Client profiles with all policies, communication history, and risk profile. Household relationships (spouse, business partner policies linked). Annual review scheduling. Birthday and key date reminders for relationship touchpoints.
Commission Tracking
Policy commission rates per insurer. Monthly commission statements reconciliation against expected commission. Clawback tracking for cancelled policies within the clawback period. Commission income forecasting for the next 12 months.
Compliance Documentation
FCA compliance requirements: treating customers fairly documentation, fact-find records, suitability letters, and client consent records. Audit trail of every advice given and every document issued. Automated compliance due date reminders.
The Renewal Workflow That Retains Clients
For each Policy where renewal_date = today + 90 days
Step 1
: Create RenewalTask: policy, assigned_broker, due=today+2days
Step 2
: Send email to client: ‘Your [policy type] renews in 90 days’
Step 3
: Create Notification for assigned broker
// If no action taken by 60-day mark:
For each Policy where renewal_date = today + 60 AND renewal_status = Not Started
Step 1
: Escalate to senior broker
Step 2
: Send urgent reminder email to client
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Data model design, Stripe billing, multi-tenant architecture, and full SaaS builds done right from day one by Pakistan’s leading Bubble.io team.
